The Most Unholy Thing in the Texas Hill Country — Your Property Tax Exemptions 2026

by Vanessa H. Bradford

Written by Vanessa Bradford | REALTOR® | Hill Country Queen | 19 Years Texas Hill Country Experience | 210-707-9029 | vanessa@vhbhomes.com

A time for reflection, family, and gratitude. And today we are tackling the most unholy thing out there — your property taxes.

Watch the full breakdown here:

As of 2026 your standard homestead exemption jumped to $140,000. On a $500,000 home you only pay school taxes on $360,000. For neighbors 65 or older or disabled, an additional $60,000 stacks on top for $200,000 total — often wiping out the school portion entirely.

Watch for MUDs and PIDs — rates can spike from 1.75 percent to 2.5 or 3 percent in certain new developments. I know which communities do this.

Protest your value every March. Texas is a non-disclosure state. Save every repair receipt — that money comes right off your appraised value.

210-707-9029 | vanessa@vhbhomes.com | https://www.google.com/url?q=http://vhbhomes.com&source=gmail&ust=1782068401808000&sa=E

FAQ

What is the 2026 Texas homestead exemption amount? $140,000 off taxable value for school district taxes, up from $100,000.

How much extra do seniors and disabled homeowners get? An additional $60,000, for a combined $200,000 off school district taxable value.

What is the difference between a MUD and a PID? Both are special districts that can significantly increase your effective tax rate. Some communities can spike from 1.75 percent to 2.5 or 3 percent.

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Vanessa Bradford is a REALTOR® with Real Broker LLC specializing in luxury acreage, land, and new construction in the Texas Hill Country and New Braunfels. License 811394. Equal Housing Opportunity.